General Liability Insurance
Coverage requests for third-party bodily injury, property damage and common business liability exposures.
Independent Insurance Brokerage
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IndependentBroker-focused guidance
Business FocusedCommercial risk solutions
Broad AccessMultiple insurance markets
Secure ServiceOnline application & client portal
Insurance Solutions
Commercial insurance coverage for businesses that need options.
ECIA helps businesses and individuals identify insurance needs and seek competitive coverage through available insurance markets. Submit an application online so our agency can review your operation, requested state and coverage need.
Workers’ Compensation
Workers’ compensation coverage requests for employers and workplace injury exposures.
Contractor Insurance
Insurance for contractors and construction businesses, including liability, builders risk, certificates and contract requirements.
Bonds & Surety
Bonding requests for contractors and businesses with contractual or licensing requirements.
Commercial Auto & Trucking
Insurance requests for commercial vehicles, fleets, trucking operations and owner-operators.
Professional Liability
Professional liability and errors & omissions coverage requests for professional service businesses.
Nonprofit & Specialty Insurance
Coverage requests for nonprofits, daycare, healthcare-related organizations and specialized business risks.
Commercial Property
Coverage requests for eligible buildings, offices, retail locations, warehouses and business property.
Industries We Help
Insurance requests for many types of businesses.
Whether you are starting a business, renewing coverage or trying to satisfy a contract requirement, ECIA can review your request and determine the appropriate next step.
Contractors & Construction
General contractors, subcontractors, builders and construction-related operations.
Truckers & Owner-Operators
Commercial trucking, transportation, owner-operators and fleet insurance requests.
Daycare & Childcare
Liability and specialty coverage requests for childcare and daycare organizations.
Nonprofit Organizations
Insurance requests for nonprofit organizations, community programs and related operations.
Professional Services
Coverage requests for consultants, professionals and service-based businesses.
Commercial Property
Buildings, offices, retail locations, warehouses and other business property exposures.
Business Liability
Liability requests for businesses with premises, operations or contract-driven insurance needs.
New & Growing Businesses
Help identifying insurance needs as a business starts, expands or takes on new contracts.
About ECIA
A broker should help you understand the risk—not just sell a policy.
Esmie Coley Insurance Agency is an independent insurance brokerage serving businesses and individuals. ECIA focuses on helping clients understand coverage needs, navigate insurance requirements and seek competitive solutions across available markets.
Prospects may submit requests from any U.S. state. Insurance services and placement are provided only where permitted and depend on applicable producer licensing, appointments, underwriting eligibility and available markets. Where appropriate and legally permitted, a prospect may be referred to an appropriately licensed insurance professional. Submitting an application does not bind coverage.
ECIA Insurance Videos
Watch ECIA on YouTube.
Learn more about insurance, business risk and coverage topics from Esmie Coley Insurance Agency. Video viewers can return here anytime to start an insurance application.
Secure Online Insurance Application
Tell ECIA what you need insured.
Prospects may submit an insurance request from any U.S. state. ECIA will review the requested state, coverage and applicable licensing and market availability before insurance services requiring a license are provided.
Homeowners / Personal Property
For owner-occupied homes, personal residences, condos and related personal property insurance needs.
Start Homeowners ApplicationCommercial Building / Property
For commercial buildings, business property, lessor risks, offices, retail locations and warehouses.
Start Commercial Property ApplicationCommercial Business
For liability, contractors, workers’ compensation, commercial auto, professional liability and other business coverage.
Start Business ApplicationCommon Questions
Before you submit an insurance request.
Can I submit from any state?
Yes. Prospects may submit a request from any U.S. state. ECIA reviews licensing, market availability and eligibility before licensed insurance services are provided.
Does submitting bind coverage?
No. An online application is a request for review only and does not create, bind or guarantee insurance coverage.
Can existing clients request documents?
Yes. Existing ECIA clients can use the secure client portal for policy information, documents, certificate requests and other service needs.
What information should I avoid entering?
Do not enter Social Security numbers, payment-card information, bank credentials or other highly sensitive information in the public request form.
Contact ECIA
Start the conversation.
Esmie Coley Insurance AgencyBusiness, Commercial & Specialty Insurance Requests[email protected]321-352-3092Start an Insurance Application →Watch ECIA on YouTube →Secure Client Portal →